Babiarz Law Firm, P.A.
Florida Auto Accident Attorney:
In today's world of personal automobiles, and commercial motor vehicles, nearly everyone drives somewhere on a daily basis. Despite engineers' best efforts to make these vehicles safe through the use of airbags, seatbelts, antilock brakes, and, more recently, lane departure warning systems, and other electronic collision-avoidance systems, traffic injuries and fatalities still persist.
There are ways we can cut down on these incidents which rip families apart and dramatically alter lives forever. Nearly everyone has a friend, co-worker, relative or neighbor whose life has been seriously affected by an auto accident.
So what can we do? The easiest thing to do is to use common sense and practice what you were taught in drivers’ education classes. Initially, do not drink and drive. In Florida, in 2004, there were 3,244 fatalities in motor vehicle cases. Of these, at least 38% or 1,222 involved alcohol* Alcohol-Related Fatalities in 2004 - Traffic Safety, Facts, August, 2005, National Highway Traffic Safety Administration.. Seatbelt use is another way to increase your odds of traveling safely and arriving alive. It is estimated that seatbelt use would save lives in at least 50% of fatal crashes*Safety Belt Use in 2002 - Use Rates in the States and Territories, Donna Glassbrenner, Research Note U.S. DOT/National Highway Traffic Safety Admin., May, 2003..
What other steps can we take? Beyond driving responsibly, you can adequately insure yourself in the event of a crash. Currently, Florida law generally does not require drivers to carry bodily injury liability coverage to protect the other parties injured in a crash if you are at-fault. Although many drivers do carry bodily injury liability coverage, it is estimated that approximately 20% of all Florida motorists have no insurance whatsoever and an additional 20 to 30% have no bodily injury liability coverage. Think about that-twenty percent of Florida's drivers have no insurance. Your odds of being struck by someone with no insurance are twenty percent or roughly one in five. These odds are worse than your odds when playing Russian Roulette. Protect yourself, your resident family members, and others in your vehicle by purchasing uninsured motorist coverage in limits high enough to protect yourself, so that if a drunk driver with no insurance decides to hit your vehicle, you will not be playing the insurance equivalent of Russian Roulette.